Clem Anderson

The Changing Global Economy, Debt Capital Market Retrenchment, and Demographic Shifts Lead the New List of The CRE 2016-17 Top Ten Issues Affecting Real Estate The Changing Global Economy The IMF has revised GDP growth downward for much of the globe in 2016-17, as economic uncertainties continue and intensify. Currency issues, declining exports, and soft energy prices add to volatility (as reflected in the stock markets in early 2016 and Moody’s recent downgrade of Saudi Arabia). Political issues and conflict undermine stability as well 2. Debt Capital Market Retrenchment Debt markets for commercial real estate are slowing sharply. Regulators are telling bank lenders to curtail CRE lending (that’s 50% of the debt market), and the CMBS markets are slowing down, with no legislative fixes to retention rules that are due to go into effect in the summer of 2016. Many insurance companies that traditionally invest in real estate are approaching their real estate allocation limits. 3

Debt may ruin any person’s life story, so no matter how much cash you have or don’t have, be cognizant that without even recognizing it quickly enough, debt may start piling up, and start eating you alive.It is not something that a lot of us ever plan on having to deal with. But regrettably throughout life, a few things do tend to occur that we Simply may not control and often times that unfortunate incident may Cost you a substantial amount of cash, cash that you or nobody else May ever truly afford. Let me tell you from experience, discounting your debt issue is only going to produce more unimaginable issues down the road, which won’t be so pleasant for you. Any debts that go unpaid for very long  will finally all catch up to you and because of waiting as you did, your credit rating, as well as your good responsible standing with a few creditors, will simply be completely ruined and add to the ills of the recession. Nobody wishes to think about losing all of their preci